Still figuring out this health insurance thing?
No need to sacrifice your weekend to research. Go on and grab yourself a nice cup of tea or coffee — we'll walk you through everything you need to know before you take your last sip.
Frequently asked questions
What Is Health Insurance?
Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. You also get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.
What Are The Different Types Of Health Insurance?
There are a ton of different types, but the two main types are PPO and HMO. While HMO is typically a lower monthly premium, but suffers from lower-quality health providers and is not tax-deductible (for business owners). We typically recommend speaking with an expert to see your options before making a decision.
How Much Does Health Insurance Cost?
In 2020, the average national cost for health insurance was $456 for an individual. However, the price can highly vary based off of factors such as : Height, Weight, Age, Medical History, Usage of Tobacco and many other factors. Connecting with a health insurance expert can help you get an accurate quote on what your monthly premium would be.
If I Get Insurance as a Self-Employed Individual, Can It Cover My Spouse and Dependents?
Yes, you can add coverage for your spouse and dependents. This will, of course, make your monthly premium and out-of-pocket expenses go up, but it’s better to have coverage than to go without it.
